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County | Description | Percentage |
---|---|---|

. The lender pays .25% if the property is a 1-6 family. . The lender pays .25% if the property is a 1-6 family. | ||

. The borrower pays .80% minus $30.00 if the property is 1-2 family and the loan is $10,000 or more.* (see below) . The lender pays .25% if the property is a 1-6 family. | ||

. The borrower pays 1.05% minus $30.00 if the property is 1-2 family and the loan is $10,000 or more.* (see below) . The lender pays .25% if the property is a 1-6 family. | ||

. The borrower pays 1.55% minus $30.00 if the property is 1-2 family and the loan is $10,000 or more.* (see below) . The lender pays .25% if the property is a 1-6 family. | ||

Albany, Chautauqua, Columbia, Essex, Gennesee,Rensselaer, Schenectady, Steuben, Warren, Wayne and Wyoming | . The borrower pays 1.00% minus $30.00 if the property is 1-2 family and the loan is $10,000 or more.* (see below) . The lender pays .25% if the property is a 1-6 family. | |

Allegany, Broome, Cayuga, Cattaraugus, Clinton, Delaware, Erie, Franklin, Fulton, Herkimer, Lewis, Livingston, Monroe, Niagara, Oneida, Onondaga, Orleans, Oswego, Saratoga, Schoharie, Schuyler, Seneca, Sullivan, Washington and Yates | . The borrower pays .75% minus $30.00 if the property is 1-2 family and the loan is $10,000 or more.* (see below) . The lender pays .25% if the property is a 1-6 family. | |

Chemung, Chenango, Cortland, Greene, Hamilton, Jefferson, Madison, Montgomery, Ontario, Otsego, St. Lawrence, Tioga, Tompkins and Ulster | . The borrower pays .75% minus $30.00 if the property is 1-2 family and the loan is $10,000 or more.* (see below) . The lender pays .25% if the property is a 1-6 family. |